Tenant Insurance Cost Calculator

Get an instant estimate of your renters insurance premium. Compare coverage options, deductibles, and find the best rates for your needs.

Rental Property Type

Monthly Rent Amount ($)

Personal Property Value ($)

Liability Coverage

Deductible Preference

ZIP Code

Do you have pets?

No Yes

Security Features

Burglar Alarm Deadbolt Locks Fire Sprinkler System

Claims in Last 5 Years?

No Yes

Credit Score Range

Bundle with Auto Insurance?

No Yes

Your Estimated Premium

Monthly Premium

Annual Premium

Personal Property

Liability Coverage

Medical Payments $1,000 - $5,000

Deductible

Deductible	Monthly Premium	Annual Premium	Annual Savings

Your Estimated Annual

State Average

Difference

Enter your rental details and coverage preferences to get an instant premium estimate based on real insurance factors.

Location, property value, deductible choice, security features, and credit score all impact your insurance premium.

Compare quotes from multiple providers and take advantage of available discounts to lower your premium.

Complete guide to using our calculator and understanding your results.

See how your state compares to the national average for renters insurance.

Understanding personal property, liability, and additional coverages.